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Comment by Colin Cambel on April 30, 2013 at 11:39am

If anyone likes the financial business, this may be the model to look at more closely. The US press picked this up. I'm associated with the organization. If interested read and make your own observations.

http://www.wrcbtv.com/story/22072025/national-best-financial-networ...

Comment by Brenda Broley Cook on April 30, 2013 at 11:12am

HARRY! excuse me for not replying sooner..well if you had clicked thru the video series, you go past video 1, learn more in video 2 and get the full compensation details in video 3. You likely didn't watch them all :)  Here for your viewing pleasure is just the 3rd video about the income  www.mmxgo.com/kgc    and you can watch this one, done by a Canadian, who wrote the compensation plan :)  http://6022931.mymangosteen.com/@97467_02   Enjoy. Call me if you want more OK   416.887.0205

Comment by Brenda Broley Cook on April 30, 2013 at 11:05am

Check this out, and if the info is appealing to you, I can help you build a fun and purposeful business from home :)  www.mmxgo.com/q

Comment by Harry Ramsbottom on March 14, 2013 at 6:12pm

Hi Brenda,

I could not see anyway of viewing the compensation plan?

Harry

Comment by Brenda Broley Cook on March 14, 2013 at 5:28pm

Golden Years Postponed
CPA survey finds many Canadians living pay cheque to pay cheque, unable to save, faced with the prospect of working longer before retirement


TORONTO (September 8, 2011) – For many Canadians, the 'golden years' are now a more distant dream. They are struggling to save for retirement and to make ends meet.

According to the third annual survey of employees conducted by the Canadian Payroll Association (CPA), 40% of Canadians said they now expect to retire later than they previously planned. The primary reason (cited by 40%) was "I'm not saving enough money for retirement."

Living pay cheque to pay cheque

A major contributing factor to the low savings rate is that many Canadians are living close to the line. The CPA survey found that the majority of Canadian workers continue to live pay cheque to pay cheque, with 57% saying they would be in financial difficulty if their pay was delayed by even a week.

The numbers were even higher for younger Canadians aged 18 to 34 (63%) and single parents (74%). The regions with the highest percentage of workers living pay cheque to pay cheque were Ontario (60%) and the Atlantic provinces (64%), which may be the result of their slower recovery since the last recession.

Financial planners generally recommend that people have approximately three months of expenses (rent, mortgage, bills, groceries, etc.) as an emergency fund.

Failing to save for retirement

Almost three-quarters of employees (74%) said they have saved less than a quarter of their retirement savings goal. “This is particularly troubling when you realize that 71% of the respondents are over the age of 35, with the bulk in their main saving years between 35 and 54,” states Dianne Winsor, CPM, Chairman of the CPA.

Another significant finding – half (50%) of employees across the country reported that they are saving 5% or less of their net pay. This is well below the 10% of net pay that financial planning experts generally recommend as a retirement savings rate.

While 60% said they are trying to be better savers, more than half of these individuals reported that they have been unable to do so. The remaining 40% of Canadians said they were not even trying to save more.

West Coast (55%) and Prairie (53%) workers have been marginally better at saving; whereas single parents (71%) and single individuals (65%) have stated they have not been able to save as much.

Patrick Culhane, CPA President & CEO, noted that payroll professionals can often help employees administer a savings plan. This may include the employee directing a portion of their net pay to a separate savings account and/or into a Registered Retirement Savings Program (which reduces one’s income tax and is especially attractive if the employer matches contributions).

“Develop a savings plan, and then talk to your payroll professional about how you can administer it effectively through payroll,” Culhane urged.

How much do employees feel they’ll need to live comfortably in retirement?

Almost two-thirds (63%) felt that they would need more than $750,000. Younger people 18 to 34 are concerned they will need to save more to retire.

COME BUILD A GREAT PENSION WITH ME :) The world has changed and we can profit from those changes    www.mmxgo.com/vx

Comment by Brenda Broley Cook on March 14, 2013 at 5:26pm

I love this video and you can click onto another one from it, if you want to. Canadians started this company and the results are amazing! for open minded out of the box boomers, this is THE company to get involved with.

http://6022931.mymangosteen.com/@8ec74_02

Comment by Harry Ramsbottom on September 21, 2012 at 7:25pm

Thanks Pete,

It would have been great to meet you at Celebration, are you going to New Year Kickoff? I bought my ticket last Saturday at a Super Saturday in Regina. David Wood was there, the man is unbelieveable, we had a fabulous day.Yes Saskatchewan is really starting to HEAT up in all aspects of life. It is a very posative place to be living right now.

Comment by Pete Kauhausen on September 21, 2012 at 7:08pm

Great work Harry!!! Wish I had connected with you in Phoenix at Convention!!! looks like things starting to HEAT up in Saskatchewan!!

Comment by Harry Ramsbottom on September 17, 2012 at 7:36pm

I would like to ask everyone a question.

If money and time were no object what would you like to do?

Comment by Harry Ramsbottom on August 20, 2012 at 9:21pm

I have a solution based opportunity for you. There are Four components to it:
 1.Weight Loss
 2.Energy & Performance
 3.Healthy Aging
 4.Wealth Creation
 If any of these are something you are interested in then contact me today.

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